Category Archives: Mortgage

Homeowners thinking of Loan Modification can look forward to modified mortgage loans on properties of primary residence. People who are close to bankruptcy but are not aware of it can take timely action. They can qualify for a loan modification program. Excessive debts arising out of excessive credit are the main cause of defaults requiring debt counseling to be a necessity for smarter future decisions. Loans Store offers professional help to get the lowest rates on loan modification loans......
Ratesheet.ca – Canada’s 1st Mortgage Rate Auction Website Launched   Toronto (Ontario), CA December 12, 2010   With ‘online-auction’ emerging as a buzzword for Internet shoppers, the e-entrepreneurs are getting innovative in devising new cyber models that make the lives of people a lot easier and convenient. Taking a giant step in offering the best online deals, Ratesheet.ca Inc. has come up with a website that connects applicants looking for a mortgage in Canada with lea......
Mortgages are loans that have to do with real estate. Real estate is property and anything that may be on that property, such as a house. There are two main types of interest rates for mortgages, fixed and adjustable. A fixed rate on a mortgage is when the interest rate is locked in and therefore won’t change during the course of the term unless you refinance. An adjustable rate (otherwise known as an ARM, standing for adjustable rate mortgage) is when the interest rate can fluctuate......
A lot of people often encounter some cash flow issues due to situations they have never prepared for and when attempting help from a bank the results are fruitless. This is due to a large number of people working within a certain income that just manages all the bills and should unanticipated bills pop up they don’t have the necessary funds to cover the expense. For this reason private loan lenders are the ideal solution providers. There is a multitude of private lenders that are ava......
  It has been observed of late that mortgage rates are again going up. In fact, the last week of December show that the mortgage rate registered a high that is the maximum in the past five months, possibly due to increae in the bond yields after President Barack Obama complied to extend the tax cuts for another 2 years. According to a statement given by Freddie Mac, the average rate for a 30 year fixed loan has gone up to 4.61 percent from 4.46 percent. Mc Lean, a Virginia based company al......
Nowadays, every mortgage loan holder is interested in selling their notes. Actually, it has become a popular way to acquire lump sum cash with the services of mortgage loan buyer. But, this service is quite different from traditional banks, although both deals with mortgage notes and property loans. It has significant importance, when you are planning to sell your property. Certainly, this creative option allows you to get most money for the owner financed mortgage loans. On the other hand......
We all love our home and most of us have them through banks, which do not hesitate to  foreclose our property, if we missed out few installments. This makes it necessary for all the homeowners to have mortgage protection to have proper and maximum coverage, in time of need. So those properties that have mortgage protection can be protected. There is unstable economy in the modern world from time to time. You can also watch television news and newspaper and magazines about the instability o......
Increasingly employers are using a strategy known as behavioural based questioning when interviewing applicants. Behavioural questions are designed to produce short stories, discourage hypothetical answers, avoid leading the applicant and match a set of predetermined selection criteria. Interviewers will probe applicants past behaviour to determine whether they meet the pre-selection performance criteria. Many employers will use a mix of behaviourally based and traditional questions. Organ......
 Things to know about buying a home now… With the start of the new year, there’s lots of talk about where home prices, mortgage rates and home sales in general are headed. If you’re thinking about buying a home in the near future, here are some points to ponder: Prices are now at all-time lows. According to the National Association of Realtors (NAR) housing affordability index, home prices are more affordable now than during any other time in our history going back to 197......
When you are looking for a new mortgage, choosing the right refinancing mortgage lender is very important and thus requires some research. As I am sure you have found out, there are many different lenders out there. You can get a mortgage from a banks, credit unions or other lending institution. But, let’s face it, it can be overwhelming when trying to choose between all the different lending options. Avoid taking out a mortgage with a fly by night operator. Stick with the known comp......