Category Archives: Banking
Microfinance has played a major role in taking the financial services to the bottom of the pyramid in many regions of the country, especially in the southern and eastern parts of India. The Indian microfinance industry has outstanding loans worth USD 4.6 billion to 70 million borrowers. This industry has helped the poor borrowers of the country by providing them access to loans at a rate lower than being offered by the money lenders.
The failure of the banking industry to reach the rural ......
The best estimates suggest that the amount of money laundered each year internationally is close to 1.5 trillion dollars (U.S.D.). Further, we must realize that the vast majority of all money laundered is directly linked to transnational criminal organizations (terrorist organizations included). These organizations create a profit by committing various criminal acts. Hence, the definition of money laundering: The processes of manipulating the profits and proceeds of criminal acts by disgu......
Everything today has gone high-tech, including financial services technology. What is financial services technology? It is an up-dated, technological way in inquiring of certain financial information, or keeping abreast of such, by means of the internet.
With financial services technology, one can now find quicker and effective ways in obtaining a loan, for instance. In the past, inquiring about loans and collateral were often a tedious and irksome task, in some cases weeks for a lending c......
There are many reasons to offer the people in order to motivate a savings account. You can try to create a savings account for the extra money for emergencies or saving for a holiday. Maybe you want to save money for college education of their children or simply a safety net if they can be cultivated. Some people may create a savings account because they want to save for retirement. All these reasons are typical ofMost of the people. Could be a thousand reasons why a person opens a savings......
Customization is a common thing in every field in the present world to attract the rich. Hence customization is also started by the credit card companies called personalized credit cards. This a venture made by a few credit card companies. This is to attract the customers to buy their credit cards over others.
In a personalized credit card the customer is given the liberty to design his credit card. Customization of credit cards also gives the option of selecting the credit terms and con......
Today, with the fast lifestyle that everyone leads, credit cards have a huge demand in the economy. Persons from every field are using the credit card and people who are not using the card have lined up to apply for one.
If you are a person who does not have a credit card and want to apply for one, you should know everything about them. The first and the foremost thing is that there are many types of cards. There are secured cards which are given after the customer has deposited a certain ......
Many people are on a constant search for productive business opportunities, which can bring notable amount of profits with minimum risks. Thus, the concepts of online shopping and other business activities are the prime practices, which are popular in all parts of the world. This is because the business has many merits from the customer’s as well as the dealer’s point of view.
For proper functioning of online business, payment service providers are essential as they play a ma......
There are some people and companies who spend extra time and effort in coming up with their personalized checks. This has become important since even checks have become symbols in marketing thrusts of companies and organizations. Individuals have also come to the decision of personalizing their own checks for some cause they believe or participate in.
Cheap checks and checkbook covers can be simple with a mere logo or saying. But there are a lot of designs available in the market today, a......
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